Lake County Bank Privacy Policy

FACTS WHAT DOES LAKE COUNTY BANK DO
WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and income
  • Account balances and payment history
  • Credit history and credit scores
When you are no longer our customer, we continue to share your information as descrived in this notice.
How? All financial companies need to share customers' personal information to run their everyday busienss. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Lake County Bank chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does Lake County Bank share? Can you limit this sharing?
For our everyday business purposes--
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus 		Yes No
For our marketing purposes--
to offer our products and services to you 		No We Don't Share
For joint marketing with other financial companies No We Don't Share
For our affiliates' everyday business purposes--
information about your transactions and experiences 		No We Don't Share
For our affiliates' everyday business purposes--
information about your creditworthiness 		No We Don't Share
For our affiliates to market to you No We Don't Share
For our nonaffiliates to market to you No We Don't Share
Questions? Call 406-745-3123 or go to http://www.lakecountybank.com/
What we do
How does Lake County Bank protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Lake County Bank collect my personal information? We collect your personal information, for example, when you
  • open an account or deposit money
  • pay your bills or apply for a loan
  • use your credit or debit cards
We also Collect your personal information from others, such as credit bureaus, or other companies.
Why can't I limit all sharing? Federal law gives you the right to limit only
  • sharing for affiliates' everyday business purposes - information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • Lake County Bank  has no affiliates
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • Lake County Bank  does not share with nonaffiliates so they can market to you
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • Lake County Bank  doesn't jointly market

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